First Access Rewards
First Access
Make Payments, Earn Rewards!
Imagine being rewarded for simply paying your bill each month. First Access Rewards is the all new program that rewards you for making payments on your account.
1% cash back rewards

Click below to download our Mobile App and Redeem your Rewards
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How do I apply for First Access Rewards?
Apply for a First Access Card account today and start earning 1% cash back based on payments that you make to your First Access Card account. After opening your account, you are automatically enrolled in First Access Rewards and can begin redeeming accrued points after your account is active for 6 months.^^
How do I earn First Access Rewards?
Rewards are earned by making payments to your First Access Credit Card and are tracked as points. You will earn 1 point for every dollar of payment made to your account which equates to 1% cash back^^ in First Access Card Rewards. Cash back is provided in the form of statement credits. Payments to the Program Fee or merchant credits/refunds to your account do not earn rewards.
How do I redeem First Access Rewards?
Once your account is open for at least 6 months and remains in good standing, you can redeem your accrued rewards. Rewards can be redeemed online, via, First Access Card Mobile App or by calling our friendly First Access customer service team. Points can be redeemed in 500-point increments and will be applied as a credit to your card account. Each 500-point redemption will result in a $5 statement credit. Rewards redeemed as a statement credit to your First Access Card account are applied to your outstanding account balance. You must still make regularly scheduled payments.
Will my First Access Rewards expire?
First Access Rewards do not expire and are good for the life of the account. However, if your account is closed for any reason, you will lose any unredeemed rewards.